FHA Home Loan Limits
FHA Home limits are set up by the government and vary depending on the county and state. For most of Texas, the FHA home loan limit for a Single Family home is $271,050. Counties surrounding the San Antonio area, the FHA home loan limit for a single family home is $332,500. Counties surrounding the Austin area, the FHA home loan limit for a single family home is $288,750 Below are some of the... [Read more]
Texas Purchase Home Loan Special
The Texas Home Loan Team is proud to announce our Purchase Home Loan Special! This special is for home to purchase a primary residence. The Purchase Home Loan Special will discount our closing cost by waiving our $495 administration fee! The purchase loan must close by June 30, 2010 in order to qualify for this discount. For more information about this exciting Home Purchase Special, please contact... [Read more]
Real Estate Market on the Rise
Real Estate Market on the Rise December 3, 2009 – According to MLS data compiled by the Real Estate Center at Texas A&M University, there was a 15 percent increase in home sales in October 2009 compared to October 2008. The median price rose 1 percent to $143,300 during the same period, and the state finished the month with a 6.9-month inventory of existing homes. With this rise in home... [Read more]
Proven Home Loan Service
PROVEN SERVICE The Texas Home Loan Team specializes in providing our clients the best possible service while getting the best loan program available! We offer great loan programs like: FHA Home Loans VA Home Loans Conventional Home Loans FIXED Rate Mortgages Adjustable Rate Mortgages Cash Out Refinances Plus many more We also take pride in having our loans close on time! We want every... [Read more]
Property Taxes – Refinancing Can Help
November 19, 2009 – With mortgage rates still low, home owners are finding many reasons to refinance their home not just for the lower rate. Refinancing to pay property taxes, lower monthly payments and reset escrow shortages are many great reasons to refinance today. The Texas Home Loan Team has helped several home owners refinance their homes into a new home mortgage loan with a lower rate,... [Read more]
Tax Credit Extended
It is official. President Obama has signed the Homebuyer Tax Credit today and extended the benefits. The new extension allows homebuyers to be under contract by April 30th and close on the house by June 30, 2010. The housing tax credit portion of the bill extends the $8,000 tax credit for home buyers who are purchasing their first home from the current November 30 deadline and expands the program... [Read more]
Texas Cash Out
Texas Cash Out Home equity loans are a particular form of home mortgage which enable a homeowner to convert the equity in his home into cash by borrowing money secured by a lien on his homestead. The word “equity” means the difference between the fair market value of your home and the total of all the debts against it. You can take cash out for many reasons, home improvement, debt consolidation,... [Read more]
Texas Cashout Home Mortgage Loans
Texas Cashout Home Mortgage Loans Our staff is here to help you with your Texas Cash Out Home Mortgage Loan. We understand Cash Out Home Mortgage Loans! Whether you are wanting to pay off debts or wanting to do home improvements, our staff will find the right home mortgage loan program for you! Texas Cash Out Home Loans allows borrowers to get cash back by refinancing their existing mortgage! Borrowers... [Read more]
FHA/VA Home Mortage Loans
FHA/VA Home Mortage Loans FHA Home Mortgage Loans Our staff is here to help you with your Texas FHA Home Mortgage Loan. We understand FHA Home Mortgage Loans! Whether you are looking to purchase or refinance, our staff will find the right home mortgage loan program for you! Texas FHA Home Loans allows borrowers to get a FHA home loan with as little as 3.5% down! FHA home loans can be used to purchase... [Read more]
Texas Refinance Home Mortgage Loans
Texas Refinance Home Mortgage Loans Our staff is here to help you with your Texas Refinance Home Mortgage Loan. We understand Refinance Home Mortgage Loans! Whether you are looking to lower your mortgage rate or reduce your monthly payment or take out some extra cash to payoff debts or remodel, our friendly staff is here to help! There are many different types of loans that can be used to refinance... [Read more]
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